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Learn the tactics they use and how to protect yourself from lowball settlement offers.", "author": { "@type": "Person", "name": "Brad Freedberg", "url": "https://bradfreedberg.com" }, "publisher": { "@type": "Organization", "name": "Brad Freedberg Law", "url": "https://bradfreedberg.com" }, "datePublished": "2024-11-28", "dateModified": "2024-11-28", "mainEntityOfPage": { "@type": "WebPage", "@id": "https://bradfreedberg.com/blog/dealing-with-insurance-companies-after-accident" } } ] --- [Call Now ](tel:303-892-0900)Free Case Review Available 24/7 Free Consultation • No Fee Unless We Win [(303) 892-0900 ](tel:303-892-0900) [ Brad Freedberg Personal Injury Attorney ](/) [(303) 892-0900](tel:303-892-0900)[Free Consultation](/#contact) Practice Areas[Results](/#case-results)[Articles](/articles)[About Brad](/about)LocationsResources[Contact](/#contact) [Back to Blog](/blog) Insurance Claims # How to Deal with Insurance Companies After an Accident Brad Freedberg November 28, 2024 7 min read Share ## The Truth About Insurance Companies Let's be clear: insurance companies are businesses focused on profits. Their goal is to pay you as little as possible—or nothing at all. Understanding their tactics is the first step to protecting yourself. ### Common Insurance Company Tactics**1\. Quick Settlement Offers** They may offer a fast settlement before you know the full extent of your injuries. Once you accept, you can't ask for more—even if your injuries worsen.**2\. Recorded Statements** They'll ask for a recorded statement, hoping you'll say something they can use against you later.**3\. Requesting Broad Medical Authorizations** They want access to your entire medical history to find pre-existing conditions they can blame for your injuries.**4\. Delaying Tactics** They may drag out the process, hoping you'll accept a lowball offer out of financial desperation.**5\. Denying Valid Claims** Many legitimate claims are initially denied, counting on claimants giving up. ### How to Protect Yourself - **Don't give recorded statements** without consulting an attorney - **Don't sign broad medical releases**—only provide relevant records - **Don't accept the first offer**—it's almost always too low - **Document everything**—keep records of all communications - **Get an attorney involved early**—it levels the playing field ### When to Hire a Personal Injury Attorney If your accident resulted in significant injuries, lost wages, or permanent disability, you need professional help. An experienced attorney can: - Handle all communications with insurers - Gather and preserve evidence - Calculate the true value of your claim - Negotiate from a position of strength - Take your case to trial if necessary ## Free Consultation Don't let insurance companies take advantage of you. Call Brad Freedberg at (303) 892-0900 for a free consultation. ### Need Help with Your Case? If you've been injured and have questions about your legal options, contact Brad Freedberg for a free, no-obligation consultation. [(303) 892-0900](tel:303-892-0900)[Request Consultation](/#contact) Related Practice Area Denver Insurance Bad Faith & Claim Denial Attorney [Learn More](/practice-areas/insurance-claims) ### Free Consultation Questions about your case? Brad Freedberg offers free, confidential consultations. [Call Now](tel:303-892-0900) Available 24/7 for emergencies ### Brad Freedberg Personal Injury Attorney Over 30 years of dedicated experience fighting for accident victims in Denver and throughout Colorado. 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